| Frequently Asked Questions |
Q: What is the minimum down payment needed to purchase a home?
A: The minimum down payment required depends on the loan program you choose. Most lenders offer programs with no down payment or low down payments.
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Q: What are closing costs?
A: Closing costs are associated with the processing of the paperwork required to buy a house. Closing costs average 3 –4 % of the price of your new home. The fee covers lender charges and other processing expenses.
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Q: Do I really need an agent to buy a house?
A: Yes. In almost all situations, buyers do not pay a commission and the seller pays for the services of the Agent working for you. Without an Agent, you are missing important representation of your interests.
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